Cheap Car Insurance Atlanta GA stands at number 1 in the list of cities with most expensive car insurance rates in GA State. Car owners in Atlanta GA pay 30% more or say 0.3 times more in car insurance premium than the state car insurance average and 2 times more than the national average. Average yearly car insurance rates in Atlanta is about $1616 per year compared to $900 for the national average. Timing : Mon - Sun 24 Hours